Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management.
Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.
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MSNBC NEWS UPDATE
Stocks slip despite consumers' improving moods
By Charley Blaine and Elizabeth Strott
MSN April. 28
Concerns that Citigroup and Bank of America may need more capital offset better consumer confidence. IBM boosts its dividend 10%. Home prices aren't falling as fast as before. Researchers say Dendreon's prostate-cancer drug extends lives. story...
DOW off 51 as swine flu fears
By Charley Blaine and Elizabeth Strott
MSN April. 27
Investors dump airline and cruise stocks,story..Demand to see your credit score
By Liz Pulliam Weston
MSN April. 27
Experian's refusal to let consumers see their FICO scores, even for a price, hands more power to lenders. Lawmakers might end this outrage -- if we give them a push. story...
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